Bank of Granite Corporation operates in the State commercial banks sector. Bank of Granite Corporation is a bank holding company. The Company's only businesses are the ownership and operation of Bank of Granite (the Bank) and Granite Mortgage, Inc. (Granite Mortgage), a mortgage bank. The Company conducts its business through three reportable business segments: Community Banking, Mortgage Banking and Other. The Community Banking segment offers a variety of loan and deposit products and other financial services. The Mortgage Banking segment previously originated and sold mortgage loans. The Other segment includes activities at the holding company level, such as corporate and stockholder relations and funding from the issuance of commercial paper and trust preferred securities. The Bank's principal community banking activities include the taking of demand and time deposits and the making of loans, secured and unsecured, to individuals, associations, partnerships and corporations. The majority of the Bank's customers are individuals and small businesses. In our complete report available for purchase the company is compared to: Rurban Financial Corp., Chemung Financial Corporation and Bar Harbor Bankshares.