Heritage Bankshares, Inc. operates in the State commercial banks sector. Heritage Bankshares, Inc. is a bank holding company. The Company serves as the holding company for its wholly owned subsidiary, Heritage Bank (the Bank). The Bank has one wholly owned subsidiary, Sentinel Financial Group, Inc. (Sentinel Financial). At December 31, 2009, Sentinel Financial owned an interest in each of Infinex Investments, Inc. and Bankers Insurance, LLC, each of which offer various insurance and investment services. The Company, through the Bank, engages in a general community and commercial banking business, targeting the banking needs of individuals and small to medium sized businesses in its primary service area, which includes Chesapeake, Norfolk and Virginia Beach, Virginia. The principal business of the Bank is to attract deposits and to lend or invest those deposits. These deposits are in varied forms of both demand and time accounts including checking accounts, interest checking, money market accounts, savings accounts, and certificates of deposit. In our complete report available for purchase the company is compared to: SBT Bancorp, Inc., Mayflower Bancorp Inc and VSB Bancorp, Inc. NY.