Nicholas Financial Incorporated operates in the Short-term business credit sector. Nicholas Financial, Inc. (Nicholas Financial-Canada) is a holding company. The business activities of the Company are conducted through its two wholly owned subsidiaries, Nicholas Financial, Inc. (Nicholas Financial) and Nicholas Data Services, Inc. (NDS). Nicholas Financial is a specialized consumer finance company engaged primarily in acquiring and servicing Contracts for purchases of new and used automobiles and light trucks. Nicholas Financial also makes direct loans and sells consumer-finance related products. NDS is engaged in supporting and updating industry-specific computer application software for small businesses located primarily in the Southeast United States. During the fiscal year ended March 31, 2011, (fiscal 2011), Nicholas Financial's financing activities accounted for more than 99% of the Company's revenues. During fiscal 2011, NDS's activities accounted for less than 1% of the Company's revenues. In our complete report available for purchase the company is compared to: Franklin Credit Holding Corporation, FirstCity Financial Corporation and MicroFinancial Incorporated.