Plumas Bancorp operates in the Short-term business credit sector. Plumas Bancorp, is a bank holding company. The Company's principal subsidiary is the Plumas Bank (the Bank). As of December 31, 2010, the Company's other subsidiaries are Plumas Statutory Trust I and Plumas Statutory Trust II. The Bank is not a member of the Federal Reserve System. The Bank's deposit accounts are insured by the Federal Deposit Insurance Corporation (the FDIC). The Bank's primary service area covers the Northeastern portion of California, with Lake Tahoe to the South and the Oregon border to the North. The Bank, through its 11 branch network, serves the seven contiguous counties of Plumas, Nevada, Sierra, Placer, Lassen, Modoc and Shasta. Its retail lending services include consumer and home equity loans. Its commercial lending services include term real estate, land development and construction loans. In addition, it provides commercial and industrial term, government-guaranteed and agricultural loans, as well as credit lines. In our complete report available for purchase the company is compared to: Franklin Credit Holding Corporation, Nicholas Financial Incorporated and FirstCity Financial Corporation.