United Security Bancshares operates in the National commercial banks sector. United Security Bancshares is a bank holding company. United Security Bank (the Bank) is a wholly owned bank subsidiary of the Company. The Bank's operations are subject to federal and state laws applicable to state-chartered, Federal Reserve System (Fed member) banks and its deposits are insured up to the applicable limits by the Federal Deposit Insurance Corporation (the FDIC). The Bank offers a range of commercial banking services primarily to the business and professional community and individuals located in Fresno, Madera, Kern, and Santa Clara Counties. The Bank offers a range of deposit instruments, including personal and business checking accounts and savings accounts, interest-bearing negotiable order of withdrawal (NOW) accounts, money market accounts and time certificates of deposit. Most of the Bank's deposits are attracted from individuals and from small and medium-sized business-related sources. In
our complete report available for purchase the company is compared to: QNB Corp., Tidelands Bancshares, Inc. and First Reliance Bancshares, Inc..