Universal Insurance Holdings, Inc operates in the Fire, marine, and casualty insurance sector. Universal Insurance Holdings, Inc. (UIH) is a vertically integrated insurance holding company. The Company, through its subsidiaries, is engaged in insurance underwriting, distribution and claims processing. UPCIC generates revenue primarily from the collection of premiums. The Company's agency operations, which include Universal Florida Insurance Agency and Coastal Homeowners Insurance Specialists, Inc., generate income from commissions, premium financing referral fees and the marketing of ancillary services. Universal Risk Advisors, Inc., the Company's managing general agent, generates revenue through policy fee income and other administrative fees from the marketing of UPCIC's insurance products through the Company's distribution network. The Company's primary product is homeowners' insurance. The Company's criteria for selecting insurance policies includes, but is not limited to, the use of specific policy forms and coverage amounts on buildings and contents. In our complete report available for purchase the company is compared to: Baldwin & Lyons Incorporated, First Acceptance Corporation and Gainsco, Incorporation.